See The Cheapest Car Insurance in California For 2017

Cheapest Auto Insurance in California

Here are the best Auto Insurance Rates in California 2017 as well as the top affordable car insurance providers, read down to get the full report as prepared by valuepenguin. you can watch this video

 

The average rate for single 30 year old male, with a clean driving record across 142 cities in California to arrive at annual premiums by company. Below are the top 10 car insurance companies with the best rates in the Golden State, its shown in the order from lowest to highest annual insurance rate. from the data below, Nationwide insurance company is consistently an affordable choice to make throughout California, followed by Century National insurance and then GEICO insurance.

Rank Company Annual Rate
1 Nationwide $1,137
2 Century National $1,162
3 GEICO $1,211
4 Grange $1,357
5 State Farm $1,453
6 Allied $1,633
7 Progressive $1,674
8 Unitrin $1,753
9 Kemper Specialty $2,518
10 Bristol West $2,730

Cheapest Car Insurance in California: By City

valuepenguin reviewed auto insurance quotes for thirty drivers profiles and forty companies in the largest cities to report on the insurers with the lowest and most affordable car insurance rates. Even in some of the most expensive cities such as Glendale, Inglewood, and Los Angeles, cheap car insurance can be found if you know where to look for it.

City Company Annual Rate
Alameda GEICO $1,042
Nationwide $1,176
Century National $1,332
Alhambra GEICO $1,385
Nationwide $1,488
Century National $1,500
Aliso Viejo Century National $840
Nationwide $1,008
State Farm $1,104
Anaheim GEICO $1,124
Nationwide $1,176
Century National $1,416
Antioch Nationwide $1,020
Century National $1,056
GEICO $1,156
Azusa Century National $1,188
Nationwide $1,224
GEICO $1,367
Bakersfield Nationwide $960
GEICO $1,040
Century National $1,056
Baldwin Park Nationwide $1,152
GEICO $1,309
Century National $1,356
Bell Gardens Nationwide $1,344
GEICO $1,361
Century National $1,440
Bellflower Century National $1,188
Nationwide $1,236
GEICO $1,364
Brentwood Nationwide $1,008
Century National $1,056
GEICO $1,134
Buena Park Century National $1,056
Nationwide $1,128
GEICO $1,218
Burlingame Century National $984
Nationwide $1,056
GEICO $1,071
Calexico Century National $900
Nationwide $912
GEICO $1,126
Campbell GEICO $936
Nationwide $984
Century National $1,068
Canoga Park Century National $1,272
GEICO $1,452
Grange $1,512
Carmichael Nationwide $1,152
GEICO $1,178
Grange $1,428
Carson Nationwide $1,116
GEICO $1,305
Century National $1,356
Castro Valley Nationwide $1,068
GEICO $1,120
Grange $1,260
Cerritos Century National $1,188
Nationwide $1,236
GEICO $1,251
Chino Century National $1,020
Nationwide $1,032
GEICO $1,282
Chino Hills Century National $1,020
Nationwide $1,140
GEICO $1,215
Chula Vista Century National $828
Nationwide $936
GEICO $1,086
Colton Century National $1,020
Nationwide $1,068
GEICO $1,222
Corona Century National $1,092
GEICO $1,104
Nationwide $1,104
Costa Mesa Century National $960
Nationwide $1,008
GEICO $1,215
Cupertino GEICO $851
Century National $972
Nationwide $996
Cypress Century National $1,056
Nationwide $1,080
Grange $1,260
Daly City Century National $1,272
Nationwide $1,296
GEICO $1,371
Diamond Bar Century National $1,188
Nationwide $1,272
State Farm $1,404
El Cajon Century National $792
Nationwide $1,008
GEICO $1,086
El Monte GEICO $1,403
Nationwide $1,440
Century National $1,500
Elk Grove GEICO $1,145
Nationwide $1,176
Grange $1,284
Encinitas Century National $792
Nationwide $948
GEICO $1,119
Escondido Century National $828
Nationwide $876
GEICO $1,030
Fair Oaks GEICO $1,150
Nationwide $1,164
Grange $1,404
Fairfield GEICO $1,012
Nationwide $1,056
Grange $1,236
Folsom GEICO $1,024
Nationwide $1,068
Grange $1,284
Fontana Century National $1,020
Nationwide $1,068
GEICO $1,275
Fountain Valley Nationwide $1,104
GEICO $1,109
Century National $1,140
Fremont GEICO $988
Nationwide $1,032
Century National $1,104
Fresno GEICO $976
Nationwide $1,008
State Farm $1,272
Fullerton GEICO $1,092
Century National $1,092
Nationwide $1,212
Garden Grove Nationwide $1,128
GEICO $1,232
Century National $1,416
Gardena GEICO $1,275
Nationwide $1,296
Century National $1,356
Gilroy Nationwide $936
GEICO $963
Century National $1,068
Granada Hills Century National $1,488
Grange $1,536
Nationwide $1,584
Hacienda Heights GEICO $1,318
Nationwide $1,320
Century National $1,356
Hanford Nationwide $912
GEICO $966
Grange $1,020
Hawthorne Century National $1,356
Nationwide $1,404
GEICO $1,471
Hayward Nationwide $1,104
GEICO $1,163
Century National $1,332
Hesperia Century National $972
Nationwide $1,008
Grange $1,152
Highland Century National $996
Nationwide $1,020
GEICO $1,282
Huntington Beach Century National $960
Nationwide $1,116
State Farm $1,176
Huntington Park Nationwide $1,284
GEICO $1,361
Indio Nationwide $972
Century National $1,092
Grange $1,128
La Habra Century National $924
Nationwide $1,140
Grange $1,248
La Mesa Century National $828
Nationwide $864
GEICO $1,086
La Mirada Century National $1,056
Nationwide $1,272
Grange $1,296
La Puente Nationwide $1,176
Century National $1,356
GEICO $1,371
Laguna Niguel Century National $840
Nationwide $1,020
State Farm $1,104
Lake Forest Century National $840
Nationwide $1,032
GEICO $1,126
Lancaster GEICO $1,116
Nationwide $1,176
Century National $1,236
Lincoln Nationwide $960
GEICO $1,008
Grange $1,212
Livermore GEICO $977
Nationwide $984
Grange $1,092
Lompoc Nationwide $792
Century National $876
GEICO $904
Long Beach Nationwide $1,176
Century National $1,188
GEICO $1,403
Los Angeles GEICO $1,533
Century National $1,668
Nationwide $1,704
Lynwood GEICO $1,381
Century National $1,440
Nationwide $1,452
Martinez Nationwide $1,020
GEICO $1,044
Century National $1,056
Milpitas GEICO $985
Nationwide $1,032
Century National $1,104
Mission Viejo Century National $840
Nationwide $936
GEICO $1,081
Modesto GEICO $1,094
Nationwide $1,188
Grange $1,368
Montebello Century National $1,188
GEICO $1,338
Nationwide $1,368
Moreno Valley Century National $1,092
Nationwide $1,128
GEICO $1,282
Murrieta Century National $948
Nationwide $1,020
Grange $1,092
Napa Nationwide $972
Century National $1,008
GEICO $1,080
National City Century National $828
Nationwide $1,104
GEICO $1,140
Newbury Park Century National $852
Nationwide $1,056
GEICO $1,102
North Hills Nationwide $1,440
Century National $1,488
Grange $1,596
North Hollywood Century National $1,488
Grange $1,644
GEICO $1,798
Norwalk Nationwide $1,164
Century National $1,188
GEICO $1,318
Oakland Century National $828
Nationwide $924
GEICO $1,077
Oceanside Century National $1,020
Nationwide $1,032
GEICO $1,182
Ontario GEICO $1,086
Century National $1,104
Nationwide $1,164
Oxnard Nationwide $1,344
Century National $1,356
Grange $1,548
Pacoima GEICO $1,109
Nationwide $1,236
Grange $1,296
Palmdale Century National $1,488
Grange $1,632
Nationwide $1,668
Panorama City Century National $1,188
Nationwide $1,272
GEICO $1,329
Paramount Century National $1,188
Nationwide $1,212
GEICO $1,338
Pico Rivera Century National $1,056
GEICO $1,110
Nationwide $1,116
Pittsburg Nationwide $1,080
Century National $1,092
GEICO $1,213
Placentia Nationwide $1,140
Century National $1,188
GEICO $1,363
Pomona GEICO $861
Nationwide $972
Century National $1,056
Porterville Century National $828
Nationwide $888
GEICO $1,077
Poway GEICO $1,012
Nationwide $1,200
Grange $1,416
Rancho Cordova Century National $1,020
Nationwide $1,092
State Farm $1,308
Rancho Cucamonga Century National $1,488
Nationwide $1,512
Grange $1,572
Reseda Century National $1,020
Nationwide $1,236
GEICO $1,282
Rialto Nationwide $1,020
Century National $1,020
GEICO $1,219
Riverside Nationwide $1,224
GEICO $1,293
Century National $1,500
Rosemead Nationwide $1,056
GEICO $1,150
Century National $1,284
Roseville Nationwide $1,188
Century National $1,356
GEICO $1,456
Rowland Heights GEICO $1,413
Century National $1,428
Nationwide $1,464
Sacramento Nationwide $912
Century National $984
GEICO $1,108
Salinas Century National $1,020
Nationwide $1,080
GEICO $1,084
San Bernardino GEICO $1,138
Nationwide $1,152
Century National $1,272
San Bruno Century National $888
GEICO $967
Nationwide $996
San Diego GEICO $1,252
Nationwide $1,272
State Farm $1,512
San Francisco Century National $1,104
GEICO $1,126
Nationwide $1,212
San Jose GEICO $1,076
Nationwide $1,080
Century National $1,332
San Leandro Century National $1,056
GEICO $1,237
Nationwide $1,272
San Pablo Century National $1,092
Nationwide $1,224
State Farm $1,440
San Pedro Nationwide $1,080
GEICO $1,155
Century National $1,188
San Rafael Nationwide $936
GEICO $1,012
Century National $1,056
San Ramon Century National $1,152
Nationwide $1,188
GEICO $1,271
Santa Ana Nationwide $1,020
Century National $1,068
GEICO $1,120
Santa Clara Century National $792
Nationwide $876
GEICO $973
Santee GEICO $1,081
Nationwide $1,188
Grange $1,260
Simi Valley Nationwide $1,308
Century National $1,440
GEICO $1,493
South Gate GEICO $1,062
Nationwide $1,140
Century National $1,272
South San Francisco Century National $828
Nationwide $912
GEICO $1,059
Spring Valley Nationwide $1,104
Century National $1,248
GEICO $1,396
Stockton Nationwide $972
Century National $1,068
GEICO $1,120
Sunnyvale Century National $1,356
Grange $1,404
Nationwide $1,428
Sylmar Nationwide $972
Century National $1,020
GEICO $1,087
Temecula Nationwide $1,068
Century National $1,104
State Farm $1,296
Torrance Nationwide $1,008
GEICO $1,120
Grange $1,152
Tracy Nationwide $936
Century National $1,056
GEICO $1,160
Tulare Nationwide $1,068
Century National $1,092
GEICO $1,146
Tustin GEICO $1,114
Nationwide $1,140
Century National $1,332
Union City Century National $1,020
Nationwide $1,056
GEICO $1,182
Upland Nationwide $924
GEICO $1,012
Grange $1,128
Vacaville GEICO $1,062
Nationwide $1,140
Century National $1,188
Vallejo Century National $1,488
Grange $1,548
GEICO $1,663
Van Nuys Nationwide $972
GEICO $974
Century National $1,092
Ventura Century National $1,188
Nationwide $1,200
GEICO $1,385
Walnut Century National $948
Nationwide $984
GEICO $1,015
Watsonville Century National $960
Nationwide $1,116
State Farm $1,380
Westminster GEICO $1,079
Century National $1,092
Nationwide $1,164
Yorba Linda Century National $936
Nationwide $1,020
GEICO $1,087
Yucaipa GEICO $1,476
Progressive $1,576
Bristol.West $3,996

The Best Rated Auto Insurers in California

Using complaint and exposure data from the California Department of Insurance, the justified complaint ratio for auto insurance companies in California was calculated. It’s listed from the best (lowest complaint index) to the worst (highest complaint index). If any company has an index rate of 1.05, then that means the company has a 5% higher share of complaints compared to its share of underwriting exposure.

Rank Company Index
1 California Automobile Insurance Company 0.00
2 Essentia Insurance Company 0.00
3 Garrison Prop & Cas Insurance Company 0.00
4 GEICO Ind Co 0.09
5 Allied Prop & Cas Insurance Company 0.23
6 Wawanesa Gen Insurance Company 0.29
7 USAA Cas Insurance Company 0.32
8 Progressive Direct Insurance Company 0.32
9 Foremost Insurance Company Grand Rapids Mi 0.39
10 United Serv Automobile Assn 0.39
11 Amco Insurance Company 0.49
12 Progressive Choice Insurance Company 0.50
13 California Cas Ind Exch 0.52
14 Interins Exch Of The Automobile Club 0.53
15 Mercury Insurance Company 0.54
16 Mercury Casualty Company 0.55
17 Government Employees Insurance Company 0.57
18 GEICO Gen Insurance Company 0.60
19 State Farm Mut Auto Insurance Company 0.69
20 Mid Century Insurance Company 0.69
21 CSAA Ins Exch 0.77
22 Allstate Insurance Company 0.79
23 Allstate Ind Company 0.80
24 Progressive West Insurance Company 0.85
25 Farmers Ins Exch 0.87
26 Esurance Prop & Cas Insurance Company 0.91
27 Standard Fire Insurance Company 1.01
28 Amica Mutual Insurance Company 1.06
29 Alliance United Insurance Company 1.21
30 Safeco Insurance Company Of Amer 1.22
31 Viking Insurance Company Of WI 1.25
32 IDS Prop Cas Insurance Company 1.29
33 GEICO Cas Company 1.31
34 Financial Ind Company 1.34
35 Infinity Insurance Company 1.35
36 Integon Natl Insurance Company 1.49
37 Loya Cas Insurance Company 1.51
38 California Capital Insurance Company 1.54
39 Coast Natl Insurance Company 1.70
40 Explorer Insurance Company 1.86
41 Access Insurance Company 2.01
42 Hartford Underwriters Insurance Company 2.02
43 Liberty Mutual Fire Insurance Company 2.04
44 National Gen Insurance Company 2.14
45 21St Century Insurance Company 2.18
46 Metropolitan Drt Prop & Cas Insurance Company 2.45
47 Companion Prop & Cas Insurance Company 2.93
48 Anchor Gen Insurance Company 3.05
49 Nationwide Insurance Company Of Amer 3.29
50 Commerce W Insurance Company 4.61
51 Victoria Fire & Casualty Company 5.22

Average Cost of Car Insurance in California

How much do people pay on average for car insurance in California? Based on this data, the figure people pay on average for car insurance in California is $1,665. This takes into account sample rates multiple companies in 143 cities throughout California.

Rank City Annual Rate
1 Lompoc $1,266
2 Hanford $1,350
3 Encinitas $1,372
4 Chula Vista $1,374
5 La Mesa $1,375
6 Santa Clara $1,387
7 Calexico $1,388
8 Mission Viejo $1,392
9 South San Francisco $1,393
10 Porterville $1,394
11 Aliso Viejo $1,408
12 Oakland $1,408
13 El Cajon $1,410
14 Laguna Niguel $1,411
15 Pomona $1,411
16 Escondido $1,428
17 San Bruno $1,428
18 Tracy $1,429
19 Murrieta $1,440
20 National City $1,446
21 Indio $1,449
22 Sylmar $1,452
23 Van Nuys $1,454
24 Yorba Linda $1,461
25 Gilroy $1,465
26 Newbury Park $1,478
27 Walnut $1,483
28 Cupertino $1,484
29 Stockton $1,484
30 Sacramento $1,486
31 Lake Forest $1,490
32 Campbell $1,510
33 San Rafael $1,510
34 Livermore $1,516
35 Costa Mesa $1,521
36 Ontario $1,521
37 Tulare $1,522
38 Napa $1,523
39 Bakersfield $1,526
40 Union City $1,527
41 Huntington Beach $1,528
42 Hesperia $1,535
43 Upland $1,540
44 Santa Ana $1,551
45 Highland $1,561
46 Oceanside $1,563
47 Martinez $1,565
48 Rancho Cordova $1,568
49 Colton $1,571
50 Chino $1,576
51 Lincoln $1,576
52 Milpitas $1,578
53 Westminster $1,580
54 Salinas $1,581
55 Rialto $1,583
56 Watsonville $1,585
57 Burlingame $1,587
58 Pittsburg $1,589
59 Fresno $1,592
60 Fontana $1,594
61 Temecula $1,597
62 Torrance $1,597
63 Chino Hills $1,598
64 La Habra $1,602
65 Cypress $1,603
66 Placentia $1,603
67 Brentwood $1,608
68 Moreno Valley $1,609
69 Corona $1,614
70 Antioch $1,624
71 San Ramon $1,624
72 Fairfield $1,632
73 Azusa $1,634
74 Rosemead $1,642
75 Fremont $1,650
76 Pico Rivera $1,656
77 San Pedro $1,659
78 Folsom $1,662
79 State Average $1,665
80 Santee $1,678
81 Reseda $1,684
82 Buena Park $1,685
83 Vacaville $1,685
84 La Puente $1,688
85 Fountain Valley $1,690
86 La Mirada $1,695
87 Baldwin Park $1,699
88 San Francisco $1,700
89 Castro Valley $1,702
90 Elk Grove $1,718
91 Norwalk $1,724
92 Alameda $1,730
93 San Jose $1,731
94 Hayward $1,734
95 Fair Oaks $1,737
96 Poway $1,739
97 Garden Grove $1,741
98 Long Beach $1,742
99 Tustin $1,742
100 Diamond Bar $1,748
101 Bellflower $1,753
102 Hacienda Heights $1,756
103 Modesto $1,756
104 Paramount $1,757
105 San Pablo $1,757
106 San Bernardino $1,758
107 Anaheim $1,760
108 Carson $1,760
109 Panorama City $1,761
110 Ventura $1,765
111 Lancaster $1,766
112 South Gate $1,779
113 Riverside $1,783
114 Cerritos $1,796
115 Spring Valley $1,810
116 Bell Gardens $1,812
117 Carmichael $1,812
118 Fullerton $1,812
119 Pacoima $1,815
120 Gardena $1,818
121 Roseville $1,824
122 Montebello $1,831
123 El Monte $1,852
124 Simi Valley $1,869
125 Hawthorne $1,877
126 San Leandro $1,882
127 Sunnyvale $1,896
128 Daly City $1,912
129 Alhambra $1,926
130 Huntington Park $1,939
131 San Diego $1,950
132 Lynwood $1,969
133 Oxnard $1,970
134 Rowland Heights $1,974
135 North Hills $2,068
136 Granada Hills $2,084
137 Canoga Park $2,090
138 Rancho Cucamonga $2,159
139 Vallejo $2,222
140 Palmdale $2,240
141 Los Angeles $2,257
142 Yucaipa $2,349
143 North Hollywood $2,372

How This Study Was Conducted: cheapest auto insurance in california

Variety of quotes were collected from insurance companies across 142 towns and cities in California. The sample driver used was a 30 year old male who drove a Toyota Camry. To obtain quotes, parameters were kept for getting coverage the same, such as that he was single, had a good credit score and a clean driving record. The only parameter used in this study that changed was the zip code where he lived in California. The amount of coverage opted for gave the driver a bit more than what is required of state minimums. See the table below

Coverage Type California Minimum Study Limits
Bodily Liability $15,000 per person / $30,000 per accident $50,000 per person/ $100,000 per accident
Property Damage $5,000 per accident $50,000 per accident
Uninsured/Underinsured Motorist BI $50,000 per person/ $100,000 per accident
Uninsured/Underinsured Motorist Property $50,000 per accident
Comprehensive & Collision $500 Deductible

This post about cheapest auto insurance in california was originally written and published by ValuePengin

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