See The Cheapest Car Insurance in California For 2017

Cheapest Auto Insurance in California

Here are the best Auto Insurance Rates in California 2017 as well as the top affordable car insurance providers, read down to get the full report as prepared by valuepenguin. you can watch this video

 

The average rate for single 30 year old male, with a clean driving record across 142 cities in California to arrive at annual premiums by company. Below are the top 10 car insurance companies with the best rates in the Golden State, its shown in the order from lowest to highest annual insurance rate. from the data below, Nationwide insurance company is consistently an affordable choice to make throughout California, followed by Century National insurance and then GEICO insurance.

RankCompanyAnnual Rate
1Nationwide$1,137
2Century National$1,162
3GEICO$1,211
4Grange$1,357
5State Farm$1,453
6Allied$1,633
7Progressive$1,674
8Unitrin$1,753
9Kemper Specialty$2,518
10Bristol West$2,730

Cheapest Car Insurance in California: By City

valuepenguin reviewed auto insurance quotes for thirty drivers profiles and forty companies in the largest cities to report on the insurers with the lowest and most affordable car insurance rates. Even in some of the most expensive cities such as Glendale, Inglewood, and Los Angeles, cheap car insurance can be found if you know where to look for it.

CityCompanyAnnual Rate
AlamedaGEICO$1,042
Nationwide$1,176
Century National$1,332
AlhambraGEICO$1,385
Nationwide$1,488
Century National$1,500
Aliso ViejoCentury National$840
Nationwide$1,008
State Farm$1,104
AnaheimGEICO$1,124
Nationwide$1,176
Century National$1,416
AntiochNationwide$1,020
Century National$1,056
GEICO$1,156
AzusaCentury National$1,188
Nationwide$1,224
GEICO$1,367
BakersfieldNationwide$960
GEICO$1,040
Century National$1,056
Baldwin ParkNationwide$1,152
GEICO$1,309
Century National$1,356
Bell GardensNationwide$1,344
GEICO$1,361
Century National$1,440
BellflowerCentury National$1,188
Nationwide$1,236
GEICO$1,364
BrentwoodNationwide$1,008
Century National$1,056
GEICO$1,134
Buena ParkCentury National$1,056
Nationwide$1,128
GEICO$1,218
BurlingameCentury National$984
Nationwide$1,056
GEICO$1,071
CalexicoCentury National$900
Nationwide$912
GEICO$1,126
CampbellGEICO$936
Nationwide$984
Century National$1,068
Canoga ParkCentury National$1,272
GEICO$1,452
Grange$1,512
CarmichaelNationwide$1,152
GEICO$1,178
Grange$1,428
CarsonNationwide$1,116
GEICO$1,305
Century National$1,356
Castro ValleyNationwide$1,068
GEICO$1,120
Grange$1,260
CerritosCentury National$1,188
Nationwide$1,236
GEICO$1,251
ChinoCentury National$1,020
Nationwide$1,032
GEICO$1,282
Chino HillsCentury National$1,020
Nationwide$1,140
GEICO$1,215
Chula VistaCentury National$828
Nationwide$936
GEICO$1,086
ColtonCentury National$1,020
Nationwide$1,068
GEICO$1,222
CoronaCentury National$1,092
GEICO$1,104
Nationwide$1,104
Costa MesaCentury National$960
Nationwide$1,008
GEICO$1,215
CupertinoGEICO$851
Century National$972
Nationwide$996
CypressCentury National$1,056
Nationwide$1,080
Grange$1,260
Daly CityCentury National$1,272
Nationwide$1,296
GEICO$1,371
Diamond BarCentury National$1,188
Nationwide$1,272
State Farm$1,404
El CajonCentury National$792
Nationwide$1,008
GEICO$1,086
El MonteGEICO$1,403
Nationwide$1,440
Century National$1,500
Elk GroveGEICO$1,145
Nationwide$1,176
Grange$1,284
EncinitasCentury National$792
Nationwide$948
GEICO$1,119
EscondidoCentury National$828
Nationwide$876
GEICO$1,030
Fair OaksGEICO$1,150
Nationwide$1,164
Grange$1,404
FairfieldGEICO$1,012
Nationwide$1,056
Grange$1,236
FolsomGEICO$1,024
Nationwide$1,068
Grange$1,284
FontanaCentury National$1,020
Nationwide$1,068
GEICO$1,275
Fountain ValleyNationwide$1,104
GEICO$1,109
Century National$1,140
FremontGEICO$988
Nationwide$1,032
Century National$1,104
FresnoGEICO$976
Nationwide$1,008
State Farm$1,272
FullertonGEICO$1,092
Century National$1,092
Nationwide$1,212
Garden GroveNationwide$1,128
GEICO$1,232
Century National$1,416
GardenaGEICO$1,275
Nationwide$1,296
Century National$1,356
GilroyNationwide$936
GEICO$963
Century National$1,068
Granada HillsCentury National$1,488
Grange$1,536
Nationwide$1,584
Hacienda HeightsGEICO$1,318
Nationwide$1,320
Century National$1,356
HanfordNationwide$912
GEICO$966
Grange$1,020
HawthorneCentury National$1,356
Nationwide$1,404
GEICO$1,471
HaywardNationwide$1,104
GEICO$1,163
Century National$1,332
HesperiaCentury National$972
Nationwide$1,008
Grange$1,152
HighlandCentury National$996
Nationwide$1,020
GEICO$1,282
Huntington BeachCentury National$960
Nationwide$1,116
State Farm$1,176
Huntington ParkNationwide$1,284
GEICO$1,361
IndioNationwide$972
Century National$1,092
Grange$1,128
La HabraCentury National$924
Nationwide$1,140
Grange$1,248
La MesaCentury National$828
Nationwide$864
GEICO$1,086
La MiradaCentury National$1,056
Nationwide$1,272
Grange$1,296
La PuenteNationwide$1,176
Century National$1,356
GEICO$1,371
Laguna NiguelCentury National$840
Nationwide$1,020
State Farm$1,104
Lake ForestCentury National$840
Nationwide$1,032
GEICO$1,126
LancasterGEICO$1,116
Nationwide$1,176
Century National$1,236
LincolnNationwide$960
GEICO$1,008
Grange$1,212
LivermoreGEICO$977
Nationwide$984
Grange$1,092
LompocNationwide$792
Century National$876
GEICO$904
Long BeachNationwide$1,176
Century National$1,188
GEICO$1,403
Los AngelesGEICO$1,533
Century National$1,668
Nationwide$1,704
LynwoodGEICO$1,381
Century National$1,440
Nationwide$1,452
MartinezNationwide$1,020
GEICO$1,044
Century National$1,056
MilpitasGEICO$985
Nationwide$1,032
Century National$1,104
Mission ViejoCentury National$840
Nationwide$936
GEICO$1,081
ModestoGEICO$1,094
Nationwide$1,188
Grange$1,368
MontebelloCentury National$1,188
GEICO$1,338
Nationwide$1,368
Moreno ValleyCentury National$1,092
Nationwide$1,128
GEICO$1,282
MurrietaCentury National$948
Nationwide$1,020
Grange$1,092
NapaNationwide$972
Century National$1,008
GEICO$1,080
National CityCentury National$828
Nationwide$1,104
GEICO$1,140
Newbury ParkCentury National$852
Nationwide$1,056
GEICO$1,102
North HillsNationwide$1,440
Century National$1,488
Grange$1,596
North HollywoodCentury National$1,488
Grange$1,644
GEICO$1,798
NorwalkNationwide$1,164
Century National$1,188
GEICO$1,318
OaklandCentury National$828
Nationwide$924
GEICO$1,077
OceansideCentury National$1,020
Nationwide$1,032
GEICO$1,182
OntarioGEICO$1,086
Century National$1,104
Nationwide$1,164
OxnardNationwide$1,344
Century National$1,356
Grange$1,548
PacoimaGEICO$1,109
Nationwide$1,236
Grange$1,296
PalmdaleCentury National$1,488
Grange$1,632
Nationwide$1,668
Panorama CityCentury National$1,188
Nationwide$1,272
GEICO$1,329
ParamountCentury National$1,188
Nationwide$1,212
GEICO$1,338
Pico RiveraCentury National$1,056
GEICO$1,110
Nationwide$1,116
PittsburgNationwide$1,080
Century National$1,092
GEICO$1,213
PlacentiaNationwide$1,140
Century National$1,188
GEICO$1,363
PomonaGEICO$861
Nationwide$972
Century National$1,056
PortervilleCentury National$828
Nationwide$888
GEICO$1,077
PowayGEICO$1,012
Nationwide$1,200
Grange$1,416
Rancho CordovaCentury National$1,020
Nationwide$1,092
State Farm$1,308
Rancho CucamongaCentury National$1,488
Nationwide$1,512
Grange$1,572
ResedaCentury National$1,020
Nationwide$1,236
GEICO$1,282
RialtoNationwide$1,020
Century National$1,020
GEICO$1,219
RiversideNationwide$1,224
GEICO$1,293
Century National$1,500
RosemeadNationwide$1,056
GEICO$1,150
Century National$1,284
RosevilleNationwide$1,188
Century National$1,356
GEICO$1,456
Rowland HeightsGEICO$1,413
Century National$1,428
Nationwide$1,464
SacramentoNationwide$912
Century National$984
GEICO$1,108
SalinasCentury National$1,020
Nationwide$1,080
GEICO$1,084
San BernardinoGEICO$1,138
Nationwide$1,152
Century National$1,272
San BrunoCentury National$888
GEICO$967
Nationwide$996
San DiegoGEICO$1,252
Nationwide$1,272
State Farm$1,512
San FranciscoCentury National$1,104
GEICO$1,126
Nationwide$1,212
San JoseGEICO$1,076
Nationwide$1,080
Century National$1,332
San LeandroCentury National$1,056
GEICO$1,237
Nationwide$1,272
San PabloCentury National$1,092
Nationwide$1,224
State Farm$1,440
San PedroNationwide$1,080
GEICO$1,155
Century National$1,188
San RafaelNationwide$936
GEICO$1,012
Century National$1,056
San RamonCentury National$1,152
Nationwide$1,188
GEICO$1,271
Santa AnaNationwide$1,020
Century National$1,068
GEICO$1,120
Santa ClaraCentury National$792
Nationwide$876
GEICO$973
SanteeGEICO$1,081
Nationwide$1,188
Grange$1,260
Simi ValleyNationwide$1,308
Century National$1,440
GEICO$1,493
South GateGEICO$1,062
Nationwide$1,140
Century National$1,272
South San FranciscoCentury National$828
Nationwide$912
GEICO$1,059
Spring ValleyNationwide$1,104
Century National$1,248
GEICO$1,396
StocktonNationwide$972
Century National$1,068
GEICO$1,120
SunnyvaleCentury National$1,356
Grange$1,404
Nationwide$1,428
SylmarNationwide$972
Century National$1,020
GEICO$1,087
TemeculaNationwide$1,068
Century National$1,104
State Farm$1,296
TorranceNationwide$1,008
GEICO$1,120
Grange$1,152
TracyNationwide$936
Century National$1,056
GEICO$1,160
TulareNationwide$1,068
Century National$1,092
GEICO$1,146
TustinGEICO$1,114
Nationwide$1,140
Century National$1,332
Union CityCentury National$1,020
Nationwide$1,056
GEICO$1,182
UplandNationwide$924
GEICO$1,012
Grange$1,128
VacavilleGEICO$1,062
Nationwide$1,140
Century National$1,188
VallejoCentury National$1,488
Grange$1,548
GEICO$1,663
Van NuysNationwide$972
GEICO$974
Century National$1,092
VenturaCentury National$1,188
Nationwide$1,200
GEICO$1,385
WalnutCentury National$948
Nationwide$984
GEICO$1,015
WatsonvilleCentury National$960
Nationwide$1,116
State Farm$1,380
WestminsterGEICO$1,079
Century National$1,092
Nationwide$1,164
Yorba LindaCentury National$936
Nationwide$1,020
GEICO$1,087
YucaipaGEICO$1,476
Progressive$1,576
Bristol.West$3,996

The Best Rated Auto Insurers in California

Using complaint and exposure data from the California Department of Insurance, the justified complaint ratio for auto insurance companies in California was calculated. It’s listed from the best (lowest complaint index) to the worst (highest complaint index). If any company has an index rate of 1.05, then that means the company has a 5% higher share of complaints compared to its share of underwriting exposure.

RankCompanyIndex
1California Automobile Insurance Company0.00
2Essentia Insurance Company0.00
3Garrison Prop & Cas Insurance Company0.00
4GEICO Ind Co0.09
5Allied Prop & Cas Insurance Company0.23
6Wawanesa Gen Insurance Company0.29
7USAA Cas Insurance Company0.32
8Progressive Direct Insurance Company0.32
9Foremost Insurance Company Grand Rapids Mi0.39
10United Serv Automobile Assn0.39
11Amco Insurance Company0.49
12Progressive Choice Insurance Company0.50
13California Cas Ind Exch0.52
14Interins Exch Of The Automobile Club0.53
15Mercury Insurance Company0.54
16Mercury Casualty Company0.55
17Government Employees Insurance Company0.57
18GEICO Gen Insurance Company0.60
19State Farm Mut Auto Insurance Company0.69
20Mid Century Insurance Company0.69
21CSAA Ins Exch0.77
22Allstate Insurance Company0.79
23Allstate Ind Company0.80
24Progressive West Insurance Company0.85
25Farmers Ins Exch0.87
26Esurance Prop & Cas Insurance Company0.91
27Standard Fire Insurance Company1.01
28Amica Mutual Insurance Company1.06
29Alliance United Insurance Company1.21
30Safeco Insurance Company Of Amer1.22
31Viking Insurance Company Of WI1.25
32IDS Prop Cas Insurance Company1.29
33GEICO Cas Company1.31
34Financial Ind Company1.34
35Infinity Insurance Company1.35
36Integon Natl Insurance Company1.49
37Loya Cas Insurance Company1.51
38California Capital Insurance Company1.54
39Coast Natl Insurance Company1.70
40Explorer Insurance Company1.86
41Access Insurance Company2.01
42Hartford Underwriters Insurance Company2.02
43Liberty Mutual Fire Insurance Company2.04
44National Gen Insurance Company2.14
4521St Century Insurance Company2.18
46Metropolitan Drt Prop & Cas Insurance Company2.45
47Companion Prop & Cas Insurance Company2.93
48Anchor Gen Insurance Company3.05
49Nationwide Insurance Company Of Amer3.29
50Commerce W Insurance Company4.61
51Victoria Fire & Casualty Company5.22

Average Cost of Car Insurance in California

How much do people pay on average for car insurance in California? Based on this data, the figure people pay on average for car insurance in California is $1,665. This takes into account sample rates multiple companies in 143 cities throughout California.

RankCityAnnual Rate
1Lompoc$1,266
2Hanford$1,350
3Encinitas$1,372
4Chula Vista$1,374
5La Mesa$1,375
6Santa Clara$1,387
7Calexico$1,388
8Mission Viejo$1,392
9South San Francisco$1,393
10Porterville$1,394
11Aliso Viejo$1,408
12Oakland$1,408
13El Cajon$1,410
14Laguna Niguel$1,411
15Pomona$1,411
16Escondido$1,428
17San Bruno$1,428
18Tracy$1,429
19Murrieta$1,440
20National City$1,446
21Indio$1,449
22Sylmar$1,452
23Van Nuys$1,454
24Yorba Linda$1,461
25Gilroy$1,465
26Newbury Park$1,478
27Walnut$1,483
28Cupertino$1,484
29Stockton$1,484
30Sacramento$1,486
31Lake Forest$1,490
32Campbell$1,510
33San Rafael$1,510
34Livermore$1,516
35Costa Mesa$1,521
36Ontario$1,521
37Tulare$1,522
38Napa$1,523
39Bakersfield$1,526
40Union City$1,527
41Huntington Beach$1,528
42Hesperia$1,535
43Upland$1,540
44Santa Ana$1,551
45Highland$1,561
46Oceanside$1,563
47Martinez$1,565
48Rancho Cordova$1,568
49Colton$1,571
50Chino$1,576
51Lincoln$1,576
52Milpitas$1,578
53Westminster$1,580
54Salinas$1,581
55Rialto$1,583
56Watsonville$1,585
57Burlingame$1,587
58Pittsburg$1,589
59Fresno$1,592
60Fontana$1,594
61Temecula$1,597
62Torrance$1,597
63Chino Hills$1,598
64La Habra$1,602
65Cypress$1,603
66Placentia$1,603
67Brentwood$1,608
68Moreno Valley$1,609
69Corona$1,614
70Antioch$1,624
71San Ramon$1,624
72Fairfield$1,632
73Azusa$1,634
74Rosemead$1,642
75Fremont$1,650
76Pico Rivera$1,656
77San Pedro$1,659
78Folsom$1,662
79State Average$1,665
80Santee$1,678
81Reseda$1,684
82Buena Park$1,685
83Vacaville$1,685
84La Puente$1,688
85Fountain Valley$1,690
86La Mirada$1,695
87Baldwin Park$1,699
88San Francisco$1,700
89Castro Valley$1,702
90Elk Grove$1,718
91Norwalk$1,724
92Alameda$1,730
93San Jose$1,731
94Hayward$1,734
95Fair Oaks$1,737
96Poway$1,739
97Garden Grove$1,741
98Long Beach$1,742
99Tustin$1,742
100Diamond Bar$1,748
101Bellflower$1,753
102Hacienda Heights$1,756
103Modesto$1,756
104Paramount$1,757
105San Pablo$1,757
106San Bernardino$1,758
107Anaheim$1,760
108Carson$1,760
109Panorama City$1,761
110Ventura$1,765
111Lancaster$1,766
112South Gate$1,779
113Riverside$1,783
114Cerritos$1,796
115Spring Valley$1,810
116Bell Gardens$1,812
117Carmichael$1,812
118Fullerton$1,812
119Pacoima$1,815
120Gardena$1,818
121Roseville$1,824
122Montebello$1,831
123El Monte$1,852
124Simi Valley$1,869
125Hawthorne$1,877
126San Leandro$1,882
127Sunnyvale$1,896
128Daly City$1,912
129Alhambra$1,926
130Huntington Park$1,939
131San Diego$1,950
132Lynwood$1,969
133Oxnard$1,970
134Rowland Heights$1,974
135North Hills$2,068
136Granada Hills$2,084
137Canoga Park$2,090
138Rancho Cucamonga$2,159
139Vallejo$2,222
140Palmdale$2,240
141Los Angeles$2,257
142Yucaipa$2,349
143North Hollywood$2,372

How This Study Was Conducted: cheapest auto insurance in california

Variety of quotes were collected from insurance companies across 142 towns and cities in California. The sample driver used was a 30 year old male who drove a Toyota Camry. To obtain quotes, parameters were kept for getting coverage the same, such as that he was single, had a good credit score and a clean driving record. The only parameter used in this study that changed was the zip code where he lived in California. The amount of coverage opted for gave the driver a bit more than what is required of state minimums. See the table below

Coverage TypeCalifornia MinimumStudy Limits
Bodily Liability$15,000 per person / $30,000 per accident$50,000 per person/ $100,000 per accident
Property Damage$5,000 per accident$50,000 per accident
Uninsured/Underinsured Motorist BI$50,000 per person/ $100,000 per accident
Uninsured/Underinsured Motorist Property$50,000 per accident
Comprehensive & Collision$500 Deductible

This post about cheapest auto insurance in california was originally written and published by ValuePengin

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